My name is Tony Melvin.
I have always been good at making money. But one day I suddenly found myself in a lot of debt: Credit cards, tax debt, business creditors—in total I was $300,000 in debt with no income, no job and no place to live!
The details of how I got into this sorry state makes for an interesting story, but the reasons can be easily summarized: While I was good at making money, I was terrible at controlling money.
In short, I had Poor Habits.
When I realized this I knew I had to develop Rich Habits and I had to get out of debt.
I had no one to guide me. I turned down some wrong paths that lead to dead ends. It was a lonely battle. I realized had to discover the Rich Habits myself, through trial and error. It was like finding your way out of a cave, in the dark.
Fortunately I triumphed. I avoided bankruptcy. The lessons I learned were invaluable. I shared my story in a book called From Red to Black and over the years people have as asked for my help. I offered a bit of advice or guidance when I could, but due to building and running several different businesses, I was never able to truly help and support as much as I would wanted to—I wasn't able to lead them all the way out of the cave.
But in 2014 I laid out a plan to create a series of books and a coaching program that would provide real support and guidance. And finally, it's here.