Solvency = value of assets less total debt.
True Income = Money Received less Unusable Income.
Viability = True Income is greater than or equal to your allocations.
Poor Habits + Foes = Destitute, misery, heartache, and upset.
Rich Habits + Friends = Prosperity, joy, happiness, fun and love.
Invest is using money to buy something that provides a profit or income or both.